Is Doing Your Own Bookkeeping Really Saving You Money?
Many small business owners find it attractive to tackle their own bookkeeping because it’s a cheap alternative to hiring a bookkeeper. However, is it really saving you money in the long run? Every business is different, so the decision to do it yourself or outsource will depend on your individual circumstances.
Unless you are very well educated in your finances and bookkeeping processes, hiring a professional may be more beneficial. There are a number of ways that outsourcing your bookkeeping to a professional bookkeeper will save you money, where DIY-ing it may cost you.
Time
By doing your bookkeeping yourself, you sacrifice your time. You’re a business owner, so your time is your most important commodity.
It feels good to be in control of your finances, but you need to be honest and ask yourself whether you have the time to keep up with your books.If you have time, then you need ask yourself if you are also willing to make that commitment.
Will you set aside a day each week to sort out anything that is outstanding? Including sorting out your paperwork, entering in data, checking your cash flow, paying your bills and ensuring all transactions are coded properly?
Accuracy
By taking control of your own bookkeeping, you could run the risk of not reporting your numbers accurately. Under-reporting your taxes, for example, could lead to you trouble with the government.
It’s also common for people to make data entry errors. You may not even notice these little errors which can come back to bite you later or, if you do notice them, it can cost you hours of your time trying to fix.
Professional bookkeepers are less likely to make these little errors and if they do, they can fix it quicker.
Timing
We’re all human. It’s normal to sometimes forget when things are due and get to submitting things late.
As a small business owner, you’re busy answering important emails, attending meetings, going to events, etc. You might forget about invoices that need to be sent out, or payments that need to be made.
By outsourcing this job to a professional bookkeeper, their specific role is to keep track of these important pending tasks, so they can likely do a much better job of keeping track of them all and getting them submitted/paid on time.
Added Value
A professional bookkeeper knows the ins and outs of finance. They can help provide added value to your business.
For example, when it comes to claiming tax, a bookkeeper could help you claim expenses that you had no idea were deductible. They can provide advice on purchases to help you take advantage of tax credits, depreciation, etc.
They are most valuable for being able to look at your financial data and give you advice on key financial decisions.
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